Author: Leigh Dunsford

Growth Of Australian Online Business Lending Continues

Online business lenders seem to be popping up fairly regularly and will keep pace as more businesses move their accounting data into the cloud. A quick Loandesk survey identified six new entrants in the last twelve to eighteen months with two of these preparing to be...

Why Do You Hate Invoice Factoring? Lessons From A Bad Borrower

The invoice factoring company cut my advance rate, they won’t give me any more money, charged me for re-directing payments and they annoy my customers! You might like to learn more about invoice factoring: browse articles. I had a conversation with a borrower recently that was looking...

Here Comes The Online Business Lending Stampede

Online business lenders are building up to a stampede, likely bounding through the rear end of 2015. Before you self-serve your own loan, you’ll still need to know what’s the best pick of the herd. #fintech is fast becoming a popular tag throughout social media and...

Top 5 “Need-To-Knows” Before Taking A Short Term Loan

Australia has a variety of short term loan options growning in popularity. We’re going to focus on cash flow loans. You’re likely to come across these online so it’s important to know the “how”, “why” and “what if” before you sign up. Let’s Understand A Cash...

Fixed Term Loan Vs. Line of Credit: Can I have both?

Some significant differences exist between a business line of credit and fixed term loans, what’s the smart option and can you have both? Opening a Line of Credit There’s a key advantage to obtaining a line of credit, you don’t pay for what you don’t use. That’s...

How To Qualify For A Secret Invoice Factoring Facility

It’s one of the most common questions asked by business owners that are new to invoice factoring, but do you really need it to be a secret & will you qualify? What is invoice factoring? Lenders provide a line of credit against your on-going outstanding receivables...

How To Access Business Loans To Pay Out Tax Debts

You know that sinking feeling you get every time you think about paying your tax? Luckily we have direct access to business loans to get tax debts paid, fast. We all get it, whether it’s tax on profits, PAYG or BAS, at some point there may...

Why Raising Capital For Your Business Could Be Damaging

I’ve been in business for myself now for over seventeen years and in that time I’ve consistently heard entrepreneurs put their hands up and say, “If I had $500,000, I could make this company work”. The above figure obviously varies between conversations however the theme is...

Loan Loading: Should Your Business Take On Multiple Loans?

Once you’ve secured your first business loan, depending on your businesses cycle, is it worth taking on another loan? i.e. “Loan Loading” Or do you need to evaluate the real commercial benefit from taking on further funds with additional costs? I had a conversation with a...