These types of lenders look at your individual transactions or orders rather than your assets in order to finance your business. These lenders base the funding purely on the orders/contracts, so you’ll need to either be selling on credit terms or get forward orders (purchase orders) to show the lender.Even if your credit is less than perfect, established business or just starting out, we can match you with a import/trade finance options whether it is a bank or an alternative lender.
You must have a registered company (PTY LTD)
Startup businesses are considered
You don't have any major defaults
Goods must be predominantly pre-sold
You sell finished goods to credit worthy buyers
You sell on credit terms or have a finance approval for repayment
Your supplier will accept payment via a Letter of Credit (LC)
To confirm all qualification, you'll need to complete your profile
Amount you can borrow based on:
Typically you can finance up to 100% of your suppliers cost to ship the goods.
$25,000 – $1,500,000
90 – 180 day facilities
2% – 9% per order (or drawdown)
As little as 10 days.
Direct supplier payments
No real estate security required
Flexible loan sizes
Up to 100% supplier costs covered
Can be on-going or stand alone transactions
Poorer credits are considered
Loandesk makes finding import/trade finance options quick & easy.
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