Import – Trade Finance

Import/Trade Finance is perfect for businesses buying goods from overseas suppliers or funding larger than expected orders from credit worthy buyers.

Trade Finance facilities are used for businesses of all sizes and sometimes be used in startup situations as long as the goods being funded are finished products and being sold directly to the end customer/s.

Business equipment being imported can also be funded very easily as long as you have a credit worthy buyer or an approval from another finance company once the goods land to repay the loan.

Loandesk can connect you to lenders that can assist with international payments mechanismns and foriegn exchange risk.

Will you qualify for trade finance?

These types of lenders look at your individual transactions or orders rather than your assets in order to finance your business. These lenders base the funding purely on the orders/contracts, so you’ll need to either be selling on credit terms or get forward orders (purchase orders) to show the lender.

Even if your credit is less than perfect, established business or just starting out, we can match you with a import/trade finance options whether it is a bank or an alternative lender.
Below are qualification points to consider:

You must have a registered company (PTY LTD)

Startup businesses are considered

You don't have any major defaults

Goods must be predominantly pre-sold

You sell finished goods to credit worthy buyers

You sell on credit terms or have a finance approval for repayment

Your supplier will accept payment via a Letter of Credit (LC)

To confirm all qualification, you'll need to complete your profile

Financing Overview

 

Amount you can borrow based on:
Typically you can finance up to 100% of your suppliers cost to ship the goods.

Loan amounts:
$25,000 – $1,500,000

Loan term:
90 – 180 day facilities

Interest rate:
2% – 9% per order (or drawdown)

Speed:
As little as 10 days.

Lender options

 

Direct supplier payments

No real estate security required

Flexible loan sizes

Up to 100% supplier costs covered

Can be on-going or stand alone transactions

Poorer credits are considered

GETTING STARTED

Loandesk makes finding import/trade finance options quick & easy.

 

We work with a select group of carefully hand-picked lenders who are chosen based on their sound lending practices and superior customer service. Complete your profile & get matched loan options from 55+ lenders.

No hidden charges. No extra fees.

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Get approved for import/trade finance loans

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